AirRewards vs anb rewards: which loyalty program wins?

We score AirRewards and anb rewards on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

AirRewards is best for Frequent economy flyers, while anb rewards is best for Anyone wanting transparent transfer rates to airline and telecom programs.

Skip AirRewards if Anyone wanting to earn through daily spend, and skip anb rewards if Anyone wanting long expiry - points last only 12 months.

Overall rating

	AirRewards	anb rewards
Overall rating	3.4 / 5	3.6 / 5
Earning	3.0 / 5	3.0 / 5
Redemption	4.0 / 5	4.0 / 5
Network	3.0 / 5	4.0 / 5
Ease of use	4.0 / 5	4.0 / 5
Expiry	3.0 / 5	3.0 / 5

Earning structure

AirRewards	Members earn up to 10% cashback as AirRewards points on every Air Arabia flight booking (and ancillary services like meals, baggage, and seat selection). The exact earn rate varies by fare type and route. Earning also extends to partner activities: 200 points per 100 AED with Union Insurance, up to 40 points per 100 AED at Kalyan Jewellers, 3 points per 10 AED via Buzzpay mobile recharges (UAE-focused), up to 6 points per USD with Sixt car rentals, up to 10,000 points per Rocketmiles hotel stay, up to 15 points per USD with Kaligo hotel bookings, and 4 points per Euro at Land of Fashion. Family accounts pool points across multiple members.
anb rewards	Members earn anb rewards points on credit card spend, with rates by card type: Titanium Mastercard 1 point per SAR domestic and 1.5 international; Platinum Mastercard 1.5 points domestic and 2 international; World Elite Mastercard 1.5 points domestic and 2.5 international. Points also accrue on other banking activities: personal and home loans, current accounts, bill payments, transfers, and other anb banking products. Affluent banking customers (Platinum Program) earn additional bonus points up to 500,000 points when maintaining 100,000+ SAR average balance for 3 months. Points typically post within one month of the transaction. Enrollment is free and required to start earning.

Redemption structure

AirRewards	Points redeem at the fixed rate of 100 AirRewards points = 1 USD, with no variability based on fare type, date, or route — a uniquely transparent value in airline loyalty. Points can be used for flights (every seat on every flight available, no blackout dates), meals, baggage, and additional services. Cash + Points option allows partial payment when point balance is insufficient. Family account members can pool points to redeem together. AirRewards points can also be transferred to Etihad Guest Miles for redemption within the broader Etihad network. Redemption is processed entirely through www.airarabia.com or the mobile app.
anb rewards	Points redeem through multiple channels via the anb app: e-vouchers across a wide partner catalog (restaurants, hotels, pharmacies, travel, retail), cashback deposited directly to the credit card account, charity donations to registered organizations, peer-to-peer transfer to family and friends enrolled in the program, pay-with-points at partner outlets by providing the registered mobile number and confirming via OTP, and transfer to airline and telecom loyalty programs including Alfursan, Qitaf, and flynas naSmiles (each with publicly disclosed conversion rates). E-vouchers redeemed are valid for 1 year from redemption and are non-refundable. Members can supplement insufficient point balances at partner POS using mada or credit card.

Partner network · Tiers & status · Point expiry policy

	AirRewards	anb rewards
Number of partners	0	0
Partners	—	—
Number of tiers	0	0
Top tier	—	—
First-tier qualification	—	—
Point expiry	—	12 months

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