AirRewards vs stc tamayouz: which loyalty program wins?

We score AirRewards and stc tamayouz on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

AirRewards is best for Frequent economy flyers, while stc tamayouz is best for High-spend stc customers paying > 2,000 SAR/month.

Skip AirRewards if Anyone wanting to earn through daily spend.

Overall rating

	AirRewards	stc tamayouz
Overall rating	3.4 / 5	2.6 / 5
Earning	3.0 / 5	2.0 / 5
Redemption	4.0 / 5	3.0 / 5
Network	3.0 / 5	2.0 / 5
Ease of use	4.0 / 5	3.0 / 5
Expiry	3.0 / 5	3.0 / 5

Earning structure

AirRewards	Members earn up to 10% cashback as AirRewards points on every Air Arabia flight booking (and ancillary services like meals, baggage, and seat selection). The exact earn rate varies by fare type and route. Earning also extends to partner activities: 200 points per 100 AED with Union Insurance, up to 40 points per 100 AED at Kalyan Jewellers, 3 points per 10 AED via Buzzpay mobile recharges (UAE-focused), up to 6 points per USD with Sixt car rentals, up to 10,000 points per Rocketmiles hotel stay, up to 15 points per USD with Kaligo hotel bookings, and 4 points per Euro at Land of Fashion. Family accounts pool points across multiple members.
stc tamayouz	Members earn 1 Tamayouz Membership Point for every 1 SAR paid on stc bills within 28 days of bill issuance. Payments after the 28-day window do not earn points. Tier thresholds within a calendar year: Gold (7,800 points), Platinum (24,000 points), Diamond (48,000 points)

Redemption structure

AirRewards	Points redeem at the fixed rate of 100 AirRewards points = 1 USD, with no variability based on fare type, date, or route — a uniquely transparent value in airline loyalty. Points can be used for flights (every seat on every flight available, no blackout dates), meals, baggage, and additional services. Cash + Points option allows partial payment when point balance is insufficient. Family account members can pool points to redeem together. AirRewards points can also be transferred to Etihad Guest Miles for redemption within the broader Etihad network. Redemption is processed entirely through www.airarabia.com or the mobile app.
stc tamayouz	Tamayouz Membership Points themselves are not redeemable - they only determine tier status. Tier benefits are delivered as monthly free-service allowances managed through the "tamayouz keys" system: each member receives 100 keys per period to allocate across calls, SMS, domestic data, international minutes, GCC and international roaming data, scholarship-country call reception, ringback tones, and call screening. Diamond and Platinum members also receive free GCC and international roaming data allowances. All members get free stc tv premium subscription. Additional benefits include vanity number discounts (30% Gold, 50% Platinum, 70% Diamond), priority customer care, and bill payment extensions of 2–5 days. Members manage allocations through the mySTC app or portal.

Partner network · Tiers & status · Point expiry policy

	AirRewards	stc tamayouz
Number of partners	0	0
Partners	—	—
Number of tiers	0	3
Top tier	—	Diamond
First-tier qualification	—	7,800 SAR spend
Point expiry	—	12 months

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