Ajeeb Rewards vs Ajwaa: which loyalty program wins?

We score Ajeeb Rewards and Ajwaa on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Ajeeb Rewards is best for Cashback-focused users who value long point validity, while Ajwaa is best for Premium cardholders making large non-everyday purchases.

Skip Ajeeb Rewards if Anyone seeking premium-cabin airline redemptions or multi-airline transfers, and skip Ajwaa if Daily spenders on groceries, fuel, telecom, and government bills.

Overall rating

	Ajeeb Rewards	Ajwaa
Overall rating	3.3 / 5	3.2 / 5
Earning	3.0 / 5	3.0 / 5
Redemption	3.0 / 5	3.0 / 5
Network	3.0 / 5	3.0 / 5
Ease of use	4.0 / 5	3.0 / 5
Expiry	4.0 / 5	4.0 / 5

Earning structure

Ajeeb Rewards	Members earn ajeeb points on every purchase made with meem Visa credit cards (Platinum, Signature, Infinite). Enrollment is automatic on card activation - no separate registration required. Points post in real-time at point of sale. Selected purchases (notably grocery transactions) earn instant cashback up to 3%. Family members can be added via supplementary cards and earn points to the same account. Points-per-SAR rates vary by card tier.
Ajwaa	Cardholders earn 3 points per 1 SAR on Ajwaa Infinite and Signature credit cards (lower rates on Plus and Standard tiers). Earnings drop to 0.5 points per SAR in selected categories: groceries, supermarkets, restaurants, fast food, family clothing, transportation, variety stores, gift shops, and cosmetics. The following earn no points at all: SADAD, government payments, GAZT, charities, utilities, fuel stations, telecom, education, auto dealers, fund transfers, ATM withdrawals, and e-wallet funding. Ajwaa Plus cardholders earn additional quarterly bonus points. Points appear in the account within a few days of the transaction.

Redemption structure

Ajeeb Rewards	Points redeem via the ajeeb rewards portal (rewards.meem.com) or the meem app. Options include: direct travel booking - flights, hotels, and car rentals at home or abroad - with email confirmation within 60 minutes; retail vouchers from 170+ merchants across Saudi Arabia, Bahrain, and the UAE; merchandise; and transfer to Alfursan miles at 5,000 ajeeb points = 578 Alfursan miles, with miles credited to the Alfursan account within 10 business days. Instant cashback applies at participating grocery merchants at point of sale.
Ajwaa	Points redeem through the Ajwaa portal (separate from the main Bank Aljazira online banking). Options include cashback to the Ajwaa credit card (10,000 points = 100 SAR, minimum threshold applies), vouchers from partner merchants, flight bookings, hotel bookings, car rental, and transfers to airline frequent flyer and hotel loyalty programs. Members can purchase additional points using their Ajwaa credit card if they have insufficient balance for a desired redemption. Travel booking cancellations incur a 150 SAR fee per ticket or hotel booking, plus any supplier charges. Cancelled redemptions return points to the account.

Partner network · Tiers & status · Point expiry policy

	Ajeeb Rewards	Ajwaa
Number of partners	0	0
Partners	—	—
Number of tiers	0	0
Top tier	—	—
First-tier qualification	—	—
Point expiry	36 months	36 months

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