Ajeeb Rewards
Gulf International Bank
VS
Skywards
Emirates Airlines
Ajeeb Rewards vs Skywards: which loyalty program wins?
We score Ajeeb Rewards and Skywards on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.
Verdict
Ajeeb Rewards is best for Cashback-focused users who value long point validity, while Skywards is best for Frequent flyers.
Skip Ajeeb Rewards if Anyone seeking premium-cabin airline redemptions or multi-airline transfers, and skip Skywards if Domestic flyers.
Overall rating
| Ajeeb Rewards | Skywards | |
|---|---|---|
| Overall rating | 3.3 / 5 | 3.9 / 5 |
| Earning | 3.0 / 5 | 4.0 / 5 |
| Redemption | 3.0 / 5 | 4.0 / 5 |
| Network | 3.0 / 5 | 4.0 / 5 |
| Ease of use | 4.0 / 5 | 4.0 / 5 |
| Expiry | 4.0 / 5 | 3.0 / 5 |
Earning structure
| Ajeeb Rewards | Members earn ajeeb points on every purchase made with meem Visa credit cards (Platinum, Signature, Infinite). Enrollment is automatic on card activation - no separate registration required. Points post in real-time at point of sale. Selected purchases (notably grocery transactions) earn instant cashback up to 3%. Family members can be added via supplementary cards and earn points to the same account. Points-per-SAR rates vary by card tier. | |
|---|---|---|
| Skywards | Members earn Skywards Miles by flying with Emirates and flydubai (with Tier Miles for status qualification) and through 30+ partner airlines including Air Canada (full partnership December 2025), JetBlue, Korean Air, Cathay Pacific, Qantas, S7, and others (Skywards Miles only - no Tier Miles from partners). Earning also extends to hotel stays with Marriott Bonvoy, Hilton Honors, and ALL Accor; car rentals; dining partners; and retail. Saudi residents can transfer points from BSF Jana (500-point minimum, up to 200,000 per conversion) and anb rewards via published conversion rates. Tier bonuses: Silver +30%, Gold +75%, Platinum +100%. Members can also purchase miles. The Emirates Skywards Mastercard from Citi is US/Europe market only. |
Redemption structure
| Ajeeb Rewards | Points redeem via the ajeeb rewards portal (rewards.meem.com) or the meem app. Options include: direct travel booking - flights, hotels, and car rentals at home or abroad - with email confirmation within 60 minutes; retail vouchers from 170+ merchants across Saudi Arabia, Bahrain, and the UAE; merchandise; and transfer to Alfursan miles at 5,000 ajeeb points = 578 Alfursan miles, with miles credited to the Alfursan account within 10 business days. Instant cashback applies at participating grocery merchants at point of sale. | |
|---|---|---|
| Skywards | Miles redeem for award flights and upgrades on Emirates and flydubai, plus partner airlines (Air Canada, JetBlue, Korean, Cathay, Qantas, and 25+ more). Classic Rewards have fixed pricing; Flex Rewards have dynamic pricing with broader availability. Cash + Miles option allows partial payment for flights. Upgrade Rewards available on Emirates flights - particularly valuable on premium-cabin redemptions. First Class redemptions are restricted to Silver, Gold, and Platinum members (Blue members cannot book First). Members can also redeem for hotel stays via partners, car rentals, retail, sporting events, and cultural experiences. Fuel surcharges apply on most premium-cabin partner redemptions. Mile purchases available to supplement award costs. |
Partner network · Tiers & status · Point expiry policy
| Ajeeb Rewards | Skywards | |
|---|---|---|
| Number of partners | 0 | 0 |
| Partners | — | — |
| Number of tiers | 0 | 4 |
| Top tier | — | Platinum |
| First-tier qualification | — | 25,000 points |
| Point expiry | 36 months | 36 months inactivity (reset on earn) |