Akthr vs Shukran: which loyalty program wins?

We score Akthr and Shukran on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Akthr is best for Anyone wanting flexible redemption across airlines, hotels, and investment, while Shukran is best for Mall shoppers.

Skip Akthr if Anyone seeking high earn rates without a premium card, and skip Shukran if Shoppers outside Landmark brands.

Overall rating

	Akthr	Shukran
Overall rating	3.6 / 5	3.5 / 5
Earning	3.0 / 5	2.0 / 5
Redemption	4.0 / 5	4.0 / 5
Network	4.0 / 5	4.0 / 5
Ease of use	4.0 / 5	4.0 / 5
Expiry	3.0 / 5	4.0 / 5

Earning structure

Akthr	Cardholders earn Akthr points on every purchase, with rates varying significantly by card tier. Standard credit cards and the Traveler prepaid card earn 1 point per SAR. Intermediate tiers (Platinum, Signature) earn at higher rates. Infinite cards earn 6 points per SAR on domestic purchases and 7 per SAR on international - but Infinite cards are income-restricted and held by a small minority of customers. Members can also earn points through banking products and services beyond card spend. Welcome bonuses up to 10,000 points are offered to new members. Promotional doubling campaigns run periodically at supermarkets and partner merchants. Digital wallet top-ups do not earn points.
Shukran	Members earn Shukrans on every purchase at Landmark Group brands and partners across the GCC, Jordan, and Egypt. The earn rate is tier-based: Classic members earn 17 Shukrans per 100 SAR, Silver 18, Gold 19, and Platinum 21 - equivalent to roughly 0.85% to 1.05% back.

Redemption structure

Akthr	Points redeem through multiple channels via the alinma app: cash to AlinmaPay wallet, partner POS discount codes via registered mobile number plus OTP (from as few as 2 points per code), e-vouchers and selected products, transfer to Alfursan miles, transfer to flynas naSmiles miles (24 Akthr points = 1 naSmiles mile), transfer to ALL Accor hotel rewards (22,000 Akthr = 1,000 ALL Reward Points, 5,500+ hotels worldwide), conversion to Alinma Capital investment wallet, charitable donations, hotel and car bookings, and gifting points to other registered Akthr members. Most redemption options have low or no minimum thresholds. The mobile-number-plus-OTP mechanic at partner POS is among the simplest redemption flows in Saudi banking.
Shukran	Shukrans redeem at a fixed rate of 200 Shukrans = 10 SAR (1 Shukran = 0.05 SAR) at any participating Landmark Group brand or partner outlet across the GCC, Jordan, and Egypt - both in-store and online. Minimum redemption threshold is 200 Shukrans.

Partner network · Tiers & status · Point expiry policy

	Akthr	Shukran
Number of partners	0	0
Partners	—	—
Number of tiers	0	4
Top tier	—	Platinum
First-tier qualification	—	750 SAR spend
Point expiry	12 months	12 months

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