Alfursan vs anb rewards: which loyalty program wins?

We score Alfursan and anb rewards on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Alfursan is best for Frequent flyers, while anb rewards is best for Anyone wanting transparent transfer rates to airline and telecom programs.

Skip Alfursan if Occasional travellers - miles expire after 24 months, and skip anb rewards if Anyone wanting long expiry - points last only 12 months.

Overall rating

	Alfursan	anb rewards
Overall rating	3.6 / 5	3.6 / 5
Earning	3.0 / 5	3.0 / 5
Redemption	4.0 / 5	4.0 / 5
Network	3.0 / 5	4.0 / 5
Ease of use	4.0 / 5	4.0 / 5
Expiry	4.0 / 5	3.0 / 5

Earning structure

Alfursan	Earn miles based on flight distance and cabin class — from 25% of miles flown on Economy Saver up to 250% in First Class. Also earn miles via co-branded credit cards (Al Rajhi, Riyad Bank, Alinma, SNB, BSF, SAB, AmEx) and SkyTeam partner airlines.
anb rewards	Members earn anb rewards points on credit card spend, with rates by card type: Titanium Mastercard 1 point per SAR domestic and 1.5 international; Platinum Mastercard 1.5 points domestic and 2 international; World Elite Mastercard 1.5 points domestic and 2.5 international. Points also accrue on other banking activities: personal and home loans, current accounts, bill payments, transfers, and other anb banking products. Affluent banking customers (Platinum Program) earn additional bonus points up to 500,000 points when maintaining 100,000+ SAR average balance for 3 months. Points typically post within one month of the transaction. Enrollment is free and required to start earning.

Redemption structure

Alfursan	Redeem for SAUDIA and SkyTeam award flights starting at 4,500 miles (one-way domestic Economy), cabin upgrades from 3,750 miles, extra baggage, and lounge access. Miles expire if a user is not active for 2 years.
anb rewards	Points redeem through multiple channels via the anb app: e-vouchers across a wide partner catalog (restaurants, hotels, pharmacies, travel, retail), cashback deposited directly to the credit card account, charity donations to registered organizations, peer-to-peer transfer to family and friends enrolled in the program, pay-with-points at partner outlets by providing the registered mobile number and confirming via OTP, and transfer to airline and telecom loyalty programs including Alfursan, Qitaf, and flynas naSmiles (each with publicly disclosed conversion rates). E-vouchers redeemed are valid for 1 year from redemption and are non-refundable. Members can supplement insufficient point balances at partner POS using mada or credit card.

Partner network · Tiers & status · Point expiry policy

	Alfursan	anb rewards
Number of partners	0	0
Partners	—	—
Number of tiers	3	0
Top tier	Gold “Elite Plus”	—
First-tier qualification	20 flights	—
Point expiry	24 months inactivity (reset on earn)	12 months

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