AMEX Membership Rewards
VS
Flying Blue

AMEX Membership Rewards vs Flying Blue: which loyalty program wins?

We score AMEX Membership Rewards and Flying Blue on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

AMEX Membership Rewards is best for International travelers wanting premium-cabin redemptions and no expiry pressure, while Flying Blue is best for Frequent flyers.

Skip AMEX Membership Rewards if Anyone seeking the highest local earn rate or the lowest annual fees, and skip Flying Blue if Anyone seeking elite status without flying.

Overall rating

AMEX Membership Rewards Flying Blue
Overall rating 4.2 / 5 3.8 / 5
Earning 3.0 / 5 3.0 / 5
Redemption 5.0 / 5 4.0 / 5
Network 5.0 / 5 5.0 / 5
Ease of use 3.0 / 5 3.0 / 5
Expiry 5.0 / 5 4.0 / 5

Earning structure

AMEX Membership Rewards Cardholders earn 1 Membership Rewards point for every USD spent (approximately 3.75 SAR) at any establishment accepting American Express in Saudi Arabia and 200+ countries worldwide. Premium cards (Gold, Platinum, The Platinum Card, The Gold Card) offer enhanced earning on select categories such as dining, travel, and supermarkets - earning rates vary by specific card product. Welcome bonuses provide head-start points on enrollment, typically substantial. Amex Offers provide additional bonus points and statement credits at participating merchants. Some cards charge USD 25/year for Membership Rewards enrollment; others include it free.
Flying Blue Members earn Flying Blue Miles on flights with Air France, KLM, Transavia, Aircalin, Air Europa, Kenya Airways, TAROM, and the 19+ SkyTeam alliance partners including Saudia, Delta, Korean Air, China Eastern, Garuda, ITA Airways, China Southern, and Aeromexico. Earn rate by status: Explorer 4 Miles/Euro, Silver 6/Euro, Gold 7/Euro, Platinum 8/Euro, Ultimate 9/Euro. XP (Experience Points) for tier qualification are earned only on flights — Silver requires 100 XP, Gold +180 XP, Platinum +300 XP. XP earnings depend on distance and cabin class. Non-alliance partners include Japan Airlines, Qantas, Virgin Atlantic, GOL, and Etihad. Hotel partner ALL Accor allows seamless earning across both programs. No Saudi bank issues a Flying Blue co-branded credit card.

Redemption structure

AMEX Membership Rewards Points redeem through multiple channels: transfer to international airline frequent flyer programs (multiple major carriers, typically 1:1 ratio), transfer to global hotel loyalty programs (Marriott Bonvoy, Hilton Honors, ALL Accor), book travel directly via Amex's reward catalogue, redeem for digital gift cards from major retailers, pay annual card fees with points, donate to selected charities, or shop with points at AmexShop for electronics, accessories, and gifts. Minimum redemption is 1,000 points. The highest value typically comes from premium-cabin airline transfers, where points can deliver several times more value than cashback or shop-with-points options. Redemption is processed via the Amex Saudi Arabia app, online account, or by calling 800 124 2229.
Flying Blue Miles redeem for award flights on Air France, KLM, all SkyTeam partners, and non-alliance partners (Japan Airlines, Qantas, Virgin Atlantic, GOL, Etihad). Award pricing is moderately dynamic - less than US programs but more than Avios. Monthly Promo Rewards offer 25-50% discounts on selected award routes - a uniquely member-friendly feature. Members can also redeem for cabin upgrades (including World Business Class on long-haul KLM/Air France), seat upgrades, hotel stays (ALL Accor primarily), car rentals, and experiences. La Première (Air France First Class) redemptions are restricted to Platinum and Ultimate members. A 70 Euro change/cancellation fee applies to most awards; waived for Platinum and Ultimate.

Partner network · Tiers & status · Point expiry policy

AMEX Membership Rewards Flying Blue
Number of partners 0 0
Partners
Number of tiers 0 5
Top tier Ultimate
First-tier qualification 100 points
Point expiry Never expire 24 months inactivity (reset on earn)
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