Asia Miles vs Neqaty: which loyalty program wins?

We score Asia Miles and Neqaty on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Asia Miles is best for Premium-cabin redemption seekers who travel to East, while Neqaty is best for Mobily subscribers.

Skip Asia Miles if Anyone wanting to earn through daily spend, and skip Neqaty if Non-Mobily customers.

Overall rating

	Asia Miles	Neqaty
Overall rating	3.9 / 5	3.1 / 5
Earning	3.0 / 5	3.0 / 5
Redemption	5.0 / 5	3.0 / 5
Network	5.0 / 5	4.0 / 5
Ease of use	3.0 / 5	3.0 / 5
Expiry	3.0 / 5	2.0 / 5

Earning structure

Asia Miles	Members earn Asia Miles by flying Cathay Pacific (direct from Riyadh to Hong Kong) and on 15+ oneworld alliance partners including Qatar Airways, British Airways, American, JAL, Qantas, Iberia, Finnair, Cathay Pacific, and Royal Jordanian. Earning rate depends on flight distance, cabin class, and fare type (Economy: 25-100% of flown miles; premium cabins up to 200%). Status Points (separate from miles) are earned on Cathay/partner flights for tier qualification. Members can also transfer points to Asia Miles from Marriott Bonvoy (3:1 ratio, 5,000 bonus per 60,000 transfer), Hilton Honors, and Amex Membership Rewards (5:4 ratio, March 2026 update). No Saudi bank issues a Cathay co-branded credit card — the Standard Chartered Cathay Mastercard is Hong Kong-only.
Neqaty	Members earn 1 Neqaty point per 1 SAR spent on Mobily services. Postpaid customers earn on monthly bill payments; prepaid customers earn on calls, SMS, and data usage. Bundle and add-on charges do not earn points. Additional points can be earned at 1,200+ partner outlets across Saudi Arabia, with bonus rates at specific partners (e.g. 1 point per 10 SAR at Resal). The Samba/SNB Mobily co-branded credit card earns 1 point per 6 SAR on retail purchases. Members can also transfer points bidirectionally with Shukran (Landmark Group) and SNB LAK (10,000 LAK points = 1,000 Neqaty points).

Redemption structure

Asia Miles	Asia Miles redeem according to three fixed award charts: Cathay Pacific-operated flights (distance-based), airline partners (zone/distance-based), and oneworld multi-carrier awards (for round-the-world tickets). Cathay's Economy short-haul Asia routes from 7,000 miles one-way; Business HKG-Sydney for 58,000; Business HKG-LHR for 88,000; First HKG-LHR for 125,000. Most premium-cabin partner awards deliver outsized value. Fuel surcharges apply on most redemptions and are priced by region. Online booking for Cathay and many oneworld partners; some partner awards require calling Asia Miles. Round-the-world award tickets uniquely available. Members can also redeem for cabin upgrades, extra legroom seats, baggage allowance, hotel stays, car rentals, and merchandise.
Neqaty	Points redeem for Mobily services (voice minutes, data, free credit, bill discounts) starting from low thresholds, and at 1,200+ partner outlets across Saudi Arabia for cash discounts on purchases. Cash redemption at partner stores requires a minimum 3,000-point balance, with a maximum cash discount of 1,800 SAR per partner visit. Major partners include Resal (300+ digital gift cards), Yelo car rental, and Modern Electronics Company. Redemption is processed via the Mobily app, web portal, SMS, USSD, or by sharing the registered mobile number with the cashier and confirming via OTP.

Partner network · Tiers & status · Point expiry policy

	Asia Miles	Neqaty
Number of partners	0	0
Partners	—	—
Number of tiers	5	0
Top tier	Diamond Exec	—
First-tier qualification	300 points	—
Point expiry	18 months inactivity (reset on earn)	18 months

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