Avios vs Club Apparel: which loyalty program wins?

We score Avios and Club Apparel on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Avios is best for Frequent travelers, while Club Apparel is best for Mall shoppers.

Skip Avios if Saudi residents who don't travel internationally, and skip Club Apparel if Bargain hunters who chase clearance.

Overall rating

	Avios	Club Apparel
Overall rating	4.4 / 5	3.2 / 5
Earning	3.0 / 5	3.0 / 5
Redemption	5.0 / 5	3.0 / 5
Network	5.0 / 5	3.0 / 5
Ease of use	4.0 / 5	4.0 / 5
Expiry	5.0 / 5	3.0 / 5

Earning structure

Avios	Members earn Avios on Qatar Airways flights - earning rates vary by route, fare class, and booking class. Earnings also accrue on flights with oneworld alliance partners (American Airlines, British Airways, Cathay Pacific, Japan Airlines, Qantas, Iberia, Finnair, Royal Jordanian, and others) and on 90+ global partners including hotels (Marriott, IHG), car rentals (Hertz, Avis), retail, dining, and financial services. Avios are credited up to two hours before takeoff after check-in. Members can also purchase Avios to top up their balance, gift them to family and friends, or transfer between accounts. There is no Saudi bank co-branded credit card for Avios as of 2026.
Club Apparel	The base earn rate is around 2% back, with up to 5% available at higher tiers and during promotional events like 5x points campaigns

Redemption structure

Avios	Avios redeem on Qatar Airways and oneworld alliance flights worldwide - economy, business, and first class. Cabin upgrades to Business class on Qatar Airways are available. Cash + Avios allows part-payment for flights, giving flexibility on Avios-poor or last-minute bookings. At Qatar Duty Free in Hamad International Airport (Doha), Avios redemptions save up to 20% on luxury brands and dining. Members can also redeem at the Privilege Club Collection (lifestyle merchandise) and convert Avios with partner programs. Expired Avios can be revalidated at USD 0.015 per Avios - unique flexibility among airline programs.
Club Apparel	Points redeem instantly at checkout in any participating Apparel Group store by scanning the in-app barcode

Partner network · Tiers & status · Point expiry policy

	Avios	Club Apparel
Number of partners	0	0
Partners	—	—
Number of tiers	4	3
Top tier	Platinum	Platinum
First-tier qualification	150 points	10,000 SAR spend
Point expiry	36 months inactivity (reset on earn)	12 months

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