British Airways Club
British Airways
VS
LAK Rewards
Saudi National Bank
British Airways Club vs LAK Rewards: which loyalty program wins?
We score British Airways Club and LAK Rewards on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.
Verdict
British Airways Club is best for Frequent flyers, while LAK Rewards is best for Early adopters.
Skip British Airways Club if Anyone targeting elite status, and skip LAK Rewards if Users wanting wide partner coverage.
Overall rating
| British Airways Club | LAK Rewards | |
|---|---|---|
| Overall rating | 4.1 / 5 | 2.6 / 5 |
| Earning | 3.0 / 5 | 3.0 / 5 |
| Redemption | 5.0 / 5 | 3.0 / 5 |
| Network | 5.0 / 5 | 2.0 / 5 |
| Ease of use | 3.0 / 5 | 3.0 / 5 |
| Expiry | 4.0 / 5 | 2.0 / 5 |
Earning structure
| British Airways Club | Members earn two currencies on BA-marketed flights and oneworld partners: Avios (the spending currency) and Tier Points (the status currency). Avios accrue at 6 per £1 (Blue), 7 (Bronze), 8 (Silver), or 9 (Gold) on eligible BA spending. Tier Points: 1 per £1 of eligible BA spend (fare + extras like seats, baggage), 2 per £1 of Sustainable Aviation Fuel contributions (April 2026 update, max 2,000 tier points/year). Bonus tier points based on fare type (April 2026): flexible fares earn more than standard fares within the same cabin. American Airlines and Iberia flights now earn bonus tier points based on cabin/haul. No Saudi bank issues a BA co-branded card. Avios can also be earned via Marriott Bonvoy transfer (3:1 ratio, 5,000 bonus per 60,000 points). | |
|---|---|---|
| LAK Rewards | Members earn LAK points on eligible local and international transactions made with SNB AlAhli credit cards, prepaid cards, and the Global Multi-Currency Credit Card. Earn rates vary by card segment (Titanium, Platinum, World, Infinite) - cardholders need to check their card's terms or the SNB Mobile app to find their specific rate. An additional bonus of up to 50% applies on overseas transactions paid in the local currency of the country visited. The Cashback Credit Card and Alfursan Credit Card are excluded from LAK earning, as they have separate reward structures. |
Redemption structure
| British Airways Club | Avios redeem for award flights and upgrades on BA, oneworld partners. Reward Flight Saver offers fixed cash + Avios pricing for select short-haul routes. Standard award flights use variable Avios + taxes/fees. BA award redemptions include high carrier-imposed surcharges (especially on premium-cabin long-haul). Members can use Avios for hotel stays (BA Hotels), car rentals, Avios shopping, BA Cabin Crew Wine, and gift experiences. Cash + Avios part-pay available on most BA bookings. Tier Points cannot be redeemed — they only determine status. | |
|---|---|---|
| LAK Rewards | Points redeem through the SNB Mobile app or LakRewards.com, with a minimum threshold of 1,000 points. Redemption options include cashback to the card, transfer to Alfursan miles, flight and hotel bookings via the LAK travel portal, e-gift cards, and partner merchant purchases. |
Partner network · Tiers & status · Point expiry policy
| British Airways Club | LAK Rewards | |
|---|---|---|
| Number of partners | 0 | 0 |
| Partners | — | — |
| Number of tiers | 4 | 0 |
| Top tier | Gold | — |
| First-tier qualification | 3,500 points | — |
| Point expiry | 36 months inactivity (reset on earn) | 12 months |