IHG® One Rewards
IHG Hotels & Resorts
VS
Marriott Bonvoy

IHG® One Rewards vs Marriott Bonvoy: which loyalty program wins?

We score IHG® One Rewards and Marriott Bonvoy on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

IHG® One Rewards is best for Frequent flyers, while Marriott Bonvoy is best for Saudi-based travelers.

Skip IHG® One Rewards if Anyone wanting predictable redemption costs or daily-spend earning, and skip Marriott Bonvoy if Anyone wanting to earn through daily spend.

Overall rating

IHG® One Rewards Marriott Bonvoy
Overall rating 3.2 / 5 4.1 / 5
Earning 3.0 / 5 4.0 / 5
Redemption 3.0 / 5 4.0 / 5
Network 4.0 / 5 5.0 / 5
Ease of use 3.0 / 5 4.0 / 5
Expiry 3.0 / 5 3.0 / 5

Earning structure

IHG® One Rewards Members earn 10 base points per USD spent at most IHG brands. Extended-stay brands (Staybridge Suites, Candlewood Suites) earn 5 points/USD. Elite tier members receive bonus points: Silver +20%, Gold +40%, Platinum +60%, Diamond +100%. Saudi users do not have access to IHG-branded credit cards - the IHG Premier and Traveler cards from Chase are US-only. Members can also earn points through Hertz car rentals (1,500 bonus + 125-500 points/day), OpenTable dining reservations, and point purchases.
Marriott Bonvoy Members earn 10 base points per USD spent at most Marriott brands including Ritz-Carlton, St. Regis, JW Marriott, W, Westin, Sheraton, Le Méridien, Renaissance, Autograph, Marriott, Courtyard, Aloft, and Four Points. Earnings drop to 5 points/USD at Element, Residence Inn, TownePlace Suites, Protea, and Homes & Villas; 4 points/USD at StudioRes; and 2.5 points/USD at Marriott Executive Apartments. Elite tier members receive bonus points: Silver +10%, Gold +25%, Platinum +50%, Titanium and Ambassador +75%. Members can also earn through Hertz/Dollar/Thrifty car rentals and point purchases.

Redemption structure

IHG® One Rewards Points redeem for hotel stays at 6,300+ IHG properties in 100+ countries. Variable point pricing applies (no published award chart since 2018) - redemption costs shift based on cash rates. Members can also use Points + Cash flexibility, transfer to 30+ airline partners (typically poor 5:1 or 10:1 ratios), redeem for gift cards, merchandise, or Hertz car rentals. Platinum and Diamond Elite members get exclusive access to promotional Reward Night discounts. IHG dropped fixed award charts in favor of variable dynamic pricing, making redemption costs less predictable than competitors.
Marriott Bonvoy Points redeem for hotel stays at 9,000+ Marriott properties across 143 countries. Dynamic award pricing applies - costs shift based on cash rates and demand. The 5th Night Free benefit gives the lowest-value night free on redemptions of 5+ consecutive nights - Marriott's most valuable redemption perk. Free Night Awards (from credit cards or Annual Choice Benefits) can be topped off with up to 25,000 points (increased from 15,000 in March 2026). Transfer to 40+ airline partners at 3:1 ratio (typically 60,000 Bonvoy = 25,000 miles + 5,000 bonus). Other options include gift cards, merchandise, dining experiences via Marriott Bonvoy Moments, and instant redemptions for room credits.

Partner network · Tiers & status · Point expiry policy

IHG® One Rewards Marriott Bonvoy
Number of partners 0 0
Partners
Number of tiers 5 6
Top tier Diamond Elite Ambassador Elite
First-tier qualification 20,000 points
Point expiry 12 months inactivity (reset on earn) 24 months inactivity (reset on earn)
Open in loyaup