LAK Rewards vs Miles&Smiles: which loyalty program wins?

We score LAK Rewards and Miles&Smiles on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

LAK Rewards is best for Early adopters, while Miles&Smiles is best for Frequent flyers.

Skip LAK Rewards if Users wanting wide partner coverage, and skip Miles&Smiles if Anyone who flies infrequently.

Overall rating

	LAK Rewards	Miles&Smiles
Overall rating	2.6 / 5	3.9 / 5
Earning	3.0 / 5	4.0 / 5
Redemption	3.0 / 5	4.0 / 5
Network	2.0 / 5	5.0 / 5
Ease of use	3.0 / 5	3.0 / 5
Expiry	2.0 / 5	3.0 / 5

Earning structure

LAK Rewards	Members earn LAK points on eligible local and international transactions made with SNB AlAhli credit cards, prepaid cards, and the Global Multi-Currency Credit Card. Earn rates vary by card segment (Titanium, Platinum, World, Infinite) - cardholders need to check their card's terms or the SNB Mobile app to find their specific rate. An additional bonus of up to 50% applies on overseas transactions paid in the local currency of the country visited. The Cashback Credit Card and Alfursan Credit Card are excluded from LAK earning, as they have separate reward structures.
Miles&Smiles	Members earn both Status Miles (for tier qualification) and Award Miles (for redemption) on Turkish Airlines and AnadoluJet flights - earning depends on flight distance, fare class, and elite status level. Earning extends to 25+ Star Alliance member carriers. Marriott Bonvoy transfer at 3:1 ratio. Choice Privileges transfer at 5:1 ratio. Status Miles can also be earned from 40 qualifying flights (Classic Plus only). Status upgrade purchases of 5,000-10,000 miles are available. No Saudi bank issues a Miles&Smiles co-branded credit card.

Redemption structure

LAK Rewards	Points redeem through the SNB Mobile app or LakRewards.com, with a minimum threshold of 1,000 points. Redemption options include cashback to the card, transfer to Alfursan miles, flight and hotel bookings via the LAK travel portal, e-gift cards, and partner merchant purchases.
Miles&Smiles	Award Miles redeem for flights on Turkish Airlines, AnadoluJet, all 25+ Star Alliance partners, and selected non-alliance partners. Award booking is straightforward online for Turkish flights and most Star Alliance partners; some partner awards require calling. Sweet spots remain after the 2024 devaluation: Turkish Business Class to Europe/US, domestic US partner flights at favorable rates (some destinations like Hawaii start from 10,000 miles), and premium-cabin Star Alliance partner redemptions. Cabin upgrades available on Turkish flights. Elite Plus members receive two complimentary cabin upgrades annually. Award changes incur fees varying by tier. Fuel surcharges apply on most premium-cabin partner redemptions. Members can supplement with mile purchases.

Partner network · Tiers & status · Point expiry policy

	LAK Rewards	Miles&Smiles
Number of partners	0	0
Partners	—	—
Number of tiers	0	4
Top tier	—	Elite Plus
First-tier qualification	—	25,000 points
Point expiry	12 months	36 months

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