Ajeeb Rewards
Gulf International Bank
VS
AMEX Membership Rewards

Ajeeb Rewards vs AMEX Membership Rewards: which loyalty program wins?

We score Ajeeb Rewards and AMEX Membership Rewards on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Ajeeb Rewards is best for Cashback-focused users who value long point validity, while AMEX Membership Rewards is best for International travelers wanting premium-cabin redemptions and no expiry pressure.

Skip Ajeeb Rewards if Anyone seeking premium-cabin airline redemptions or multi-airline transfers, and skip AMEX Membership Rewards if Anyone seeking the highest local earn rate or the lowest annual fees.

Overall rating

Ajeeb Rewards AMEX Membership Rewards
Overall rating 3.3 / 5 4.2 / 5
Earning 3.0 / 5 3.0 / 5
Redemption 3.0 / 5 5.0 / 5
Network 3.0 / 5 5.0 / 5
Ease of use 4.0 / 5 3.0 / 5
Expiry 4.0 / 5 5.0 / 5

Earning structure

Ajeeb Rewards Members earn ajeeb points on every purchase made with meem Visa credit cards (Platinum, Signature, Infinite). Enrollment is automatic on card activation - no separate registration required. Points post in real-time at point of sale. Selected purchases (notably grocery transactions) earn instant cashback up to 3%. Family members can be added via supplementary cards and earn points to the same account. Points-per-SAR rates vary by card tier.
AMEX Membership Rewards Cardholders earn 1 Membership Rewards point for every USD spent (approximately 3.75 SAR) at any establishment accepting American Express in Saudi Arabia and 200+ countries worldwide. Premium cards (Gold, Platinum, The Platinum Card, The Gold Card) offer enhanced earning on select categories such as dining, travel, and supermarkets - earning rates vary by specific card product. Welcome bonuses provide head-start points on enrollment, typically substantial. Amex Offers provide additional bonus points and statement credits at participating merchants. Some cards charge USD 25/year for Membership Rewards enrollment; others include it free.

Redemption structure

Ajeeb Rewards Points redeem via the ajeeb rewards portal (rewards.meem.com) or the meem app. Options include: direct travel booking - flights, hotels, and car rentals at home or abroad - with email confirmation within 60 minutes; retail vouchers from 170+ merchants across Saudi Arabia, Bahrain, and the UAE; merchandise; and transfer to Alfursan miles at 5,000 ajeeb points = 578 Alfursan miles, with miles credited to the Alfursan account within 10 business days. Instant cashback applies at participating grocery merchants at point of sale.
AMEX Membership Rewards Points redeem through multiple channels: transfer to international airline frequent flyer programs (multiple major carriers, typically 1:1 ratio), transfer to global hotel loyalty programs (Marriott Bonvoy, Hilton Honors, ALL Accor), book travel directly via Amex's reward catalogue, redeem for digital gift cards from major retailers, pay annual card fees with points, donate to selected charities, or shop with points at AmexShop for electronics, accessories, and gifts. Minimum redemption is 1,000 points. The highest value typically comes from premium-cabin airline transfers, where points can deliver several times more value than cashback or shop-with-points options. Redemption is processed via the Amex Saudi Arabia app, online account, or by calling 800 124 2229.

Partner network · Tiers & status · Point expiry policy

Ajeeb Rewards AMEX Membership Rewards
Number of partners 0 0
Partners
Number of tiers 0 0
Top tier
First-tier qualification
Point expiry 36 months Never expire
Open in loyaup