Ajeeb Rewards
Gulf International Bank
VS
IHG® One Rewards
IHG Hotels & Resorts
Ajeeb Rewards vs IHG® One Rewards: which loyalty program wins?
We score Ajeeb Rewards and IHG® One Rewards on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.
Verdict
Ajeeb Rewards is best for Cashback-focused users who value long point validity, while IHG® One Rewards is best for Frequent flyers.
Skip Ajeeb Rewards if Anyone seeking premium-cabin airline redemptions or multi-airline transfers, and skip IHG® One Rewards if Anyone wanting predictable redemption costs or daily-spend earning.
Overall rating
| Ajeeb Rewards | IHG® One Rewards | |
|---|---|---|
| Overall rating | 3.3 / 5 | 3.2 / 5 |
| Earning | 3.0 / 5 | 3.0 / 5 |
| Redemption | 3.0 / 5 | 3.0 / 5 |
| Network | 3.0 / 5 | 4.0 / 5 |
| Ease of use | 4.0 / 5 | 3.0 / 5 |
| Expiry | 4.0 / 5 | 3.0 / 5 |
Earning structure
| Ajeeb Rewards | Members earn ajeeb points on every purchase made with meem Visa credit cards (Platinum, Signature, Infinite). Enrollment is automatic on card activation - no separate registration required. Points post in real-time at point of sale. Selected purchases (notably grocery transactions) earn instant cashback up to 3%. Family members can be added via supplementary cards and earn points to the same account. Points-per-SAR rates vary by card tier. | |
|---|---|---|
| IHG® One Rewards | Members earn 10 base points per USD spent at most IHG brands. Extended-stay brands (Staybridge Suites, Candlewood Suites) earn 5 points/USD. Elite tier members receive bonus points: Silver +20%, Gold +40%, Platinum +60%, Diamond +100%. Saudi users do not have access to IHG-branded credit cards - the IHG Premier and Traveler cards from Chase are US-only. Members can also earn points through Hertz car rentals (1,500 bonus + 125-500 points/day), OpenTable dining reservations, and point purchases. |
Redemption structure
| Ajeeb Rewards | Points redeem via the ajeeb rewards portal (rewards.meem.com) or the meem app. Options include: direct travel booking - flights, hotels, and car rentals at home or abroad - with email confirmation within 60 minutes; retail vouchers from 170+ merchants across Saudi Arabia, Bahrain, and the UAE; merchandise; and transfer to Alfursan miles at 5,000 ajeeb points = 578 Alfursan miles, with miles credited to the Alfursan account within 10 business days. Instant cashback applies at participating grocery merchants at point of sale. | |
|---|---|---|
| IHG® One Rewards | Points redeem for hotel stays at 6,300+ IHG properties in 100+ countries. Variable point pricing applies (no published award chart since 2018) - redemption costs shift based on cash rates. Members can also use Points + Cash flexibility, transfer to 30+ airline partners (typically poor 5:1 or 10:1 ratios), redeem for gift cards, merchandise, or Hertz car rentals. Platinum and Diamond Elite members get exclusive access to promotional Reward Night discounts. IHG dropped fixed award charts in favor of variable dynamic pricing, making redemption costs less predictable than competitors. |
Partner network · Tiers & status · Point expiry policy
| Ajeeb Rewards | IHG® One Rewards | |
|---|---|---|
| Number of partners | 0 | 0 |
| Partners | — | — |
| Number of tiers | 0 | 5 |
| Top tier | — | Diamond Elite |
| First-tier qualification | — | 20,000 points |
| Point expiry | 36 months | 12 months inactivity (reset on earn) |