Ajeeb Rewards vs mokafaa: which loyalty program wins?

We score Ajeeb Rewards and mokafaa on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Ajeeb Rewards is best for Cashback-focused users who value long point validity, while mokafaa is best for Everyday spending.

Skip Ajeeb Rewards if Anyone seeking premium-cabin airline redemptions or multi-airline transfers, and skip mokafaa if Travellers chasing airline miles.

Overall rating

	Ajeeb Rewards	mokafaa
Overall rating	3.3 / 5	4.1 / 5
Earning	3.0 / 5	5.0 / 5
Redemption	3.0 / 5	3.0 / 5
Network	3.0 / 5	5.0 / 5
Ease of use	4.0 / 5	4.0 / 5
Expiry	4.0 / 5	3.0 / 5

Earning structure

Ajeeb Rewards	Members earn ajeeb points on every purchase made with meem Visa credit cards (Platinum, Signature, Infinite). Enrollment is automatic on card activation - no separate registration required. Points post in real-time at point of sale. Selected purchases (notably grocery transactions) earn instant cashback up to 3%. Family members can be added via supplementary cards and earn points to the same account. Points-per-SAR rates vary by card tier.
mokafaa	Members earn 1 Mokafaa point per 1 SAR spent on Al Rajhi credit, charge, prepaid, and low-limit cards across domestic and international transactions. Premium card products earn at accelerated rates. Bonus earning applies in specific categories: 10 points per SAR at Yelo auto leasing, 5 points per SAR on Zain postpaid bills, and 2 points per SAR on Zain prepaid recharges. Points also accrue on Al Rajhi banking products and services beyond card spend, including bill payments and transfers. SADAD payments, e-wallet transactions, fees, and cash advances are excluded from earning.

Redemption structure

Ajeeb Rewards	Points redeem via the ajeeb rewards portal (rewards.meem.com) or the meem app. Options include: direct travel booking - flights, hotels, and car rentals at home or abroad - with email confirmation within 60 minutes; retail vouchers from 170+ merchants across Saudi Arabia, Bahrain, and the UAE; merchandise; and transfer to Alfursan miles at 5,000 ajeeb points = 578 Alfursan miles, with miles credited to the Alfursan account within 10 business days. Instant cashback applies at participating grocery merchants at point of sale.
mokafaa	Points redeem at 250 Mokafaa points = 1 SAR across the partner network of 170+ direct merchants in Saudi Arabia, plus 600+ additional brands via the Resal app integration. Major redemption channels include eXtra (electronics), noon (e-commerce), e-vouchers, charitable donations, and merchandise. At partner stores, members redeem by sharing their registered mobile number with the cashier and confirming via OTP - no app or card required at checkout. Mokafaa points also transfer to Alfursan miles at 18 points per mile. Mokafaa points cannot be transferred to other accounts or converted to cash.

Partner network · Tiers & status · Point expiry policy

	Ajeeb Rewards	mokafaa
Number of partners	0	0
Partners	—	—
Number of tiers	0	0
Top tier	—	—
First-tier qualification	—	—
Point expiry	36 months	12 months

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