Akthr
Alinma Bank
VS
Falconflyer
Gulf Air

Akthr vs Falconflyer: which loyalty program wins?

We score Akthr and Falconflyer on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Akthr is best for Anyone wanting flexible redemption across airlines, hotels, and investment, while Falconflyer is best for Anyone with Bahrain travel routine.

Skip Akthr if Anyone seeking high earn rates without a premium card, and skip Falconflyer if Anyone wanting wide global partner network.

Overall rating

Akthr Falconflyer
Overall rating 3.6 / 5 2.9 / 5
Earning 3.0 / 5 3.0 / 5
Redemption 4.0 / 5 3.0 / 5
Network 4.0 / 5 2.0 / 5
Ease of use 4.0 / 5 3.0 / 5
Expiry 3.0 / 5 4.0 / 5

Earning structure

Akthr Cardholders earn Akthr points on every purchase, with rates varying significantly by card tier. Standard credit cards and the Traveler prepaid card earn 1 point per SAR. Intermediate tiers (Platinum, Signature) earn at higher rates. Infinite cards earn 6 points per SAR on domestic purchases and 7 per SAR on international - but Infinite cards are income-restricted and held by a small minority of customers. Members can also earn points through banking products and services beyond card spend. Welcome bonuses up to 10,000 points are offered to new members. Promotional doubling campaigns run periodically at supermarkets and partner merchants. Digital wallet top-ups do not earn points.
Falconflyer Members earn Falconflyer Miles by flying Gulf Air (with class-of-service multipliers - Falcon Gold business class earns up to 250%) and on Etihad Airways operated flights (Falconflyer's primary partner airline). Tier bonus miles for higher tiers: Silver +25%, Gold +50%, Black +75%. Saudi-specific earning surfaces: every transaction on the stc pay app earns Falconflyer miles, and Mobily Neqaty points can be converted to Falconflyer miles. Members can also earn through hotel partners, car rental partners, and various other lifestyle partners. Loyalty Points are earned only on Gulf Air and Etihad-operated flights. Members can buy up to 50,000 miles per year at USD 25 per 1,000 miles. Family enrollment (up to 8 nominated family members) allows pooling 70% of regular mileage.

Redemption structure

Akthr Points redeem through multiple channels via the alinma app: cash to AlinmaPay wallet, partner POS discount codes via registered mobile number plus OTP (from as few as 2 points per code), e-vouchers and selected products, transfer to Alfursan miles, transfer to flynas naSmiles miles (24 Akthr points = 1 naSmiles mile), transfer to ALL Accor hotel rewards (22,000 Akthr = 1,000 ALL Reward Points, 5,500+ hotels worldwide), conversion to Alinma Capital investment wallet, charitable donations, hotel and car bookings, and gifting points to other registered Akthr members. Most redemption options have low or no minimum thresholds. The mobile-number-plus-OTP mechanic at partner POS is among the simplest redemption flows in Saudi banking.
Falconflyer Falconflyer Miles redeem for award flights and upgrades on Gulf Air, award flights on Etihad Airways (partner), excess baggage, lounge access, and seat upgrades at airports. Members can also transfer Falconflyer Miles to ALL Accor hotel points for global hotel stays. Family members can use miles for awards at 70% of regular mileage rates. Award flight changes incur fees: USD 40/6,000 miles (Blue), USD 20/3,000 miles (Silver/Gold), USD 10/1,000 miles (Black). Date changes are free for Gold and Black tiers. Etihad Airways redemptions must be made through the Gulf Air contact center (+973 17 37 37 37) rather than online. All taxes and surcharges apply on top of mile redemption.

Partner network · Tiers & status · Point expiry policy

Akthr Falconflyer
Number of partners 0 0
Partners
Number of tiers 0 4
Top tier Black
First-tier qualification 900 points
Point expiry 12 months 36 months
Open in loyaup