Akthr
Alinma Bank
VS
nasmiles
FlyNas

Akthr vs nasmiles: which loyalty program wins?

We score Akthr and nasmiles on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Akthr is best for Anyone wanting flexible redemption across airlines, hotels, and investment, while nasmiles is best for Occasional & budget flyers.

Skip Akthr if Anyone seeking high earn rates without a premium card, and skip nasmiles if Long-haul intercontinental flyers.

Overall rating

Akthr nasmiles
Overall rating 3.6 / 5 2.6 / 5
Earning 3.0 / 5 2.0 / 5
Redemption 4.0 / 5 3.0 / 5
Network 4.0 / 5 2.0 / 5
Ease of use 4.0 / 5 4.0 / 5
Expiry 3.0 / 5 2.0 / 5

Earning structure

Akthr Cardholders earn Akthr points on every purchase, with rates varying significantly by card tier. Standard credit cards and the Traveler prepaid card earn 1 point per SAR. Intermediate tiers (Platinum, Signature) earn at higher rates. Infinite cards earn 6 points per SAR on domestic purchases and 7 per SAR on international - but Infinite cards are income-restricted and held by a small minority of customers. Members can also earn points through banking products and services beyond card spend. Welcome bonuses up to 10,000 points are offered to new members. Promotional doubling campaigns run periodically at supermarkets and partner merchants. Digital wallet top-ups do not earn points.
nasmiles Members earn miles by booking flynas flights directly through flynas.com or the flynas app, with the membership number added at booking. Mile earning is calculated by sector and fare class rather than SAR spent - a domestic Value fare earns around 200 miles regardless of the price paid. Prime tier members earn a tier bonus on top of base miles. Additional miles can be earned through partners including Booking.com, Al Rajhi Mokafaa (transfer in), Qitaf, YELO, and akthr. The flynas Signature credit card from Al Rajhi Bank earns miles on everyday spend, with welcome and milestone bonuses up to 60,000 miles. Members who forgot to add their membership number can claim missing miles within 90 days of the flight.

Redemption structure

Akthr Points redeem through multiple channels via the alinma app: cash to AlinmaPay wallet, partner POS discount codes via registered mobile number plus OTP (from as few as 2 points per code), e-vouchers and selected products, transfer to Alfursan miles, transfer to flynas naSmiles miles (24 Akthr points = 1 naSmiles mile), transfer to ALL Accor hotel rewards (22,000 Akthr = 1,000 ALL Reward Points, 5,500+ hotels worldwide), conversion to Alinma Capital investment wallet, charitable donations, hotel and car bookings, and gifting points to other registered Akthr members. Most redemption options have low or no minimum thresholds. The mobile-number-plus-OTP mechanic at partner POS is among the simplest redemption flows in Saudi banking.
nasmiles Miles redeem on flynas flights via flynas.com or the app - sign in, select "Book with miles," and search as normal. Minimum redemption is 100 miles, and miles can be combined with cash to cover part of a fare. Miles cover the base fare only - taxes, fees, and surcharges are paid separately. Redemption extends to ancillary services including seat selection, pre-booked baggage, and meals. Redemptions are restricted to flynas-operated flights with the XY flight code; there are no partner airline redemptions. Award bookings cannot be cancelled or refunded once confirmed.

Partner network · Tiers & status · Point expiry policy

Akthr nasmiles
Number of partners 0 0
Partners
Number of tiers 0 2
Top tier Prime
First-tier qualification 15,000 points
Point expiry 12 months 12 months
Open in loyaup