Akthr
Alinma Bank
VS
Radisson Rewards

Akthr vs Radisson Rewards: which loyalty program wins?

We score Akthr and Radisson Rewards on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Akthr is best for Anyone wanting flexible redemption across airlines, hotels, and investment, while Radisson Rewards is best for Frequent flyers.

Skip Akthr if Anyone seeking high earn rates without a premium card, and skip Radisson Rewards if Occasional hotel guests.

Overall rating

Akthr Radisson Rewards
Overall rating 3.6 / 5 2.8 / 5
Earning 3.0 / 5 3.0 / 5
Redemption 4.0 / 5 3.0 / 5
Network 4.0 / 5 3.0 / 5
Ease of use 4.0 / 5 3.0 / 5
Expiry 3.0 / 5 2.0 / 5

Earning structure

Akthr Cardholders earn Akthr points on every purchase, with rates varying significantly by card tier. Standard credit cards and the Traveler prepaid card earn 1 point per SAR. Intermediate tiers (Platinum, Signature) earn at higher rates. Infinite cards earn 6 points per SAR on domestic purchases and 7 per SAR on international - but Infinite cards are income-restricted and held by a small minority of customers. Members can also earn points through banking products and services beyond card spend. Welcome bonuses up to 10,000 points are offered to new members. Promotional doubling campaigns run periodically at supermarkets and partner merchants. Digital wallet top-ups do not earn points.
Radisson Rewards Members earn Radisson Rewards points on every paid stay at participating Radisson Hotel Group properties globally. Earn rates vary by tier: Club (entry, default) earns 9 points per USD spent on eligible room charges (excluding taxes and fees); Premium earns 27 points per USD; VIP earns 36 points per USD. Points also accrue on hotel incidentals charged to the room at participating properties. Members can also earn through Radisson promotional offers and the unique Discount Booster (2026) which trades fewer points for a higher instant discount (up to 20%) on the stay. Points can be purchased (up to 250,000 per year) but purchased points don't count toward elite status qualification. There are no Radisson Rewards credit cards available - co-brand cards were discontinued globally.

Redemption structure

Akthr Points redeem through multiple channels via the alinma app: cash to AlinmaPay wallet, partner POS discount codes via registered mobile number plus OTP (from as few as 2 points per code), e-vouchers and selected products, transfer to Alfursan miles, transfer to flynas naSmiles miles (24 Akthr points = 1 naSmiles mile), transfer to ALL Accor hotel rewards (22,000 Akthr = 1,000 ALL Reward Points, 5,500+ hotels worldwide), conversion to Alinma Capital investment wallet, charitable donations, hotel and car bookings, and gifting points to other registered Akthr members. Most redemption options have low or no minimum thresholds. The mobile-number-plus-OTP mechanic at partner POS is among the simplest redemption flows in Saudi banking.
Radisson Rewards Points redeem for award nights at any Radisson Hotel Group property worldwide. Standard room award nights start from 9,000 points, or 5,000 points with the Points + Cash option for partial payment. There are no blackout dates on standard room redemptions. Uniquely, members still receive elite benefits (room upgrades and late checkout) when booking with points — unlike some hotel chains. Award pricing is increasingly dynamic since 2022, though some sweet spots remain on the award chart. Members can also redeem for gift cards, merchandise, travel experiences, and donations to charity. Limited airline and travel partner transfer options exist but generally offer poor value due to the compressed point value (~0.25 cents USD per point industry valuation).

Partner network · Tiers & status · Point expiry policy

Akthr Radisson Rewards
Number of partners 0 0
Partners
Number of tiers 0 3
Top tier VIP
First-tier qualification 3 stays
Point expiry 12 months 24 months inactivity (reset on earn)
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