Alfursan vs qitaf: which loyalty program wins?

We score Alfursan and qitaf on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Alfursan is best for Frequent flyers, while qitaf is best for Heavy stc users on plans that earn points + frequent partner shoppers.

Skip Alfursan if Occasional travellers - miles expire after 24 months, and skip qitaf if Non-STC subscribers.

Overall rating

	Alfursan	qitaf
Overall rating	3.6 / 5	3.5 / 5
Earning	3.0 / 5	3.0 / 5
Redemption	4.0 / 5	3.0 / 5
Network	3.0 / 5	4.0 / 5
Ease of use	4.0 / 5	4.0 / 5
Expiry	4.0 / 5	4.0 / 5

Earning structure

Alfursan	Earn miles based on flight distance and cabin class — from 25% of miles flown on Economy Saver up to 250% in First Class. Also earn miles via co-branded credit cards (Al Rajhi, Riyad Bank, Alinma, SNB, BSF, SAB, AmEx) and SkyTeam partner airlines.
qitaf	Postpaid customers earn 1 Qitaf point per 15 SAR paid against eligible portions of their bill. Tamayouz Platinum customers earn 1.5 points per 15 SAR; Tamayouz Diamond customers earn 2 points per 15 SAR. Specific Mofawtar Prime and Baity packages earn fixed monthly bonuses ranging from 10 to 35 points. Members earn 1 point per 10 SAR at most partner outlets (Yelo, Applebee's, Ocean Basket, AbdulSamad AlQurashi, and others), and varying rates at others. Travel partners include Almosafer (1 point per 20 SAR flights, 1 per 10 SAR hotels) and Flyin. Excluded from earning: VAT, device installments, direct billing services (Apple, Google, Netflix, Spotify, OSN, stc TV), roaming packages, and many add-ons.

Redemption structure

Alfursan	Redeem for SAUDIA and SkyTeam award flights starting at 4,500 miles (one-way domestic Economy), cabin upgrades from 3,750 miles, extra baggage, and lounge access. Miles expire if a user is not active for 2 years.
qitaf	Points redeem at partner outlets at a rate of 5 Qitaf points = 1 SAR by sharing the registered mobile number with the cashier and confirming via OTP. Members can also pay Saudi Electricity bills with points, redeem for stc internal services (minutes, SMS, data, bill discounts), transfer to flynas naSmiles miles at 1 Qitaf = 2 miles, or use points toward flights and hotels via Almosafer and Flyin. Internal stc rewards (minutes, SMS, data) expire 1 month from issuance. Redemption is processed via the Qitaf app, mySTC app, web portal, SMS to 900, or by calling 900. The Qitaf app supports non-stc users.

Partner network · Tiers & status · Point expiry policy

	Alfursan	qitaf
Number of partners	0	0
Partners	—	—
Number of tiers	3	0
Top tier	Gold “Elite Plus”	—
First-tier qualification	20 flights	—
Point expiry	24 months inactivity (reset on earn)	12 months

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