Asia Miles vs stc tamayouz: which loyalty program wins?

We score Asia Miles and stc tamayouz on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Asia Miles is best for Premium-cabin redemption seekers who travel to East, while stc tamayouz is best for High-spend stc customers paying > 2,000 SAR/month.

Skip Asia Miles if Anyone wanting to earn through daily spend.

Overall rating

	Asia Miles	stc tamayouz
Overall rating	3.9 / 5	2.6 / 5
Earning	3.0 / 5	2.0 / 5
Redemption	5.0 / 5	3.0 / 5
Network	5.0 / 5	2.0 / 5
Ease of use	3.0 / 5	3.0 / 5
Expiry	3.0 / 5	3.0 / 5

Earning structure

Asia Miles	Members earn Asia Miles by flying Cathay Pacific (direct from Riyadh to Hong Kong) and on 15+ oneworld alliance partners including Qatar Airways, British Airways, American, JAL, Qantas, Iberia, Finnair, Cathay Pacific, and Royal Jordanian. Earning rate depends on flight distance, cabin class, and fare type (Economy: 25-100% of flown miles; premium cabins up to 200%). Status Points (separate from miles) are earned on Cathay/partner flights for tier qualification. Members can also transfer points to Asia Miles from Marriott Bonvoy (3:1 ratio, 5,000 bonus per 60,000 transfer), Hilton Honors, and Amex Membership Rewards (5:4 ratio, March 2026 update). No Saudi bank issues a Cathay co-branded credit card — the Standard Chartered Cathay Mastercard is Hong Kong-only.
stc tamayouz	Members earn 1 Tamayouz Membership Point for every 1 SAR paid on stc bills within 28 days of bill issuance. Payments after the 28-day window do not earn points. Tier thresholds within a calendar year: Gold (7,800 points), Platinum (24,000 points), Diamond (48,000 points)

Redemption structure

Asia Miles	Asia Miles redeem according to three fixed award charts: Cathay Pacific-operated flights (distance-based), airline partners (zone/distance-based), and oneworld multi-carrier awards (for round-the-world tickets). Cathay's Economy short-haul Asia routes from 7,000 miles one-way; Business HKG-Sydney for 58,000; Business HKG-LHR for 88,000; First HKG-LHR for 125,000. Most premium-cabin partner awards deliver outsized value. Fuel surcharges apply on most redemptions and are priced by region. Online booking for Cathay and many oneworld partners; some partner awards require calling Asia Miles. Round-the-world award tickets uniquely available. Members can also redeem for cabin upgrades, extra legroom seats, baggage allowance, hotel stays, car rentals, and merchandise.
stc tamayouz	Tamayouz Membership Points themselves are not redeemable - they only determine tier status. Tier benefits are delivered as monthly free-service allowances managed through the "tamayouz keys" system: each member receives 100 keys per period to allocate across calls, SMS, domestic data, international minutes, GCC and international roaming data, scholarship-country call reception, ringback tones, and call screening. Diamond and Platinum members also receive free GCC and international roaming data allowances. All members get free stc tv premium subscription. Additional benefits include vanity number discounts (30% Gold, 50% Platinum, 70% Diamond), priority customer care, and bill payment extensions of 2–5 days. Members manage allocations through the mySTC app or portal.

Partner network · Tiers & status · Point expiry policy

	Asia Miles	stc tamayouz
Number of partners	0	0
Partners	—	—
Number of tiers	5	3
Top tier	Diamond Exec	Diamond
First-tier qualification	300 points	7,800 SAR spend
Point expiry	18 months inactivity (reset on earn)	12 months

Open in loyaup