Club Apparel vs Miles&Smiles: which loyalty program wins?

We score Club Apparel and Miles&Smiles on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Club Apparel is best for Mall shoppers, while Miles&Smiles is best for Frequent flyers.

Skip Club Apparel if Bargain hunters who chase clearance, and skip Miles&Smiles if Anyone who flies infrequently.

Overall rating

	Club Apparel	Miles&Smiles
Overall rating	3.2 / 5	3.9 / 5
Earning	3.0 / 5	4.0 / 5
Redemption	3.0 / 5	4.0 / 5
Network	3.0 / 5	5.0 / 5
Ease of use	4.0 / 5	3.0 / 5
Expiry	3.0 / 5	3.0 / 5

Earning structure

Club Apparel	The base earn rate is around 2% back, with up to 5% available at higher tiers and during promotional events like 5x points campaigns
Miles&Smiles	Members earn both Status Miles (for tier qualification) and Award Miles (for redemption) on Turkish Airlines and AnadoluJet flights - earning depends on flight distance, fare class, and elite status level. Earning extends to 25+ Star Alliance member carriers. Marriott Bonvoy transfer at 3:1 ratio. Choice Privileges transfer at 5:1 ratio. Status Miles can also be earned from 40 qualifying flights (Classic Plus only). Status upgrade purchases of 5,000-10,000 miles are available. No Saudi bank issues a Miles&Smiles co-branded credit card.

Redemption structure

Club Apparel	Points redeem instantly at checkout in any participating Apparel Group store by scanning the in-app barcode
Miles&Smiles	Award Miles redeem for flights on Turkish Airlines, AnadoluJet, all 25+ Star Alliance partners, and selected non-alliance partners. Award booking is straightforward online for Turkish flights and most Star Alliance partners; some partner awards require calling. Sweet spots remain after the 2024 devaluation: Turkish Business Class to Europe/US, domestic US partner flights at favorable rates (some destinations like Hawaii start from 10,000 miles), and premium-cabin Star Alliance partner redemptions. Cabin upgrades available on Turkish flights. Elite Plus members receive two complimentary cabin upgrades annually. Award changes incur fees varying by tier. Fuel surcharges apply on most premium-cabin partner redemptions. Members can supplement with mile purchases.

Partner network · Tiers & status · Point expiry policy

	Club Apparel	Miles&Smiles
Number of partners	0	0
Partners	—	—
Number of tiers	3	4
Top tier	Platinum	Elite Plus
First-tier qualification	10,000 SAR spend	25,000 points
Point expiry	12 months	36 months

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