IHG® One Rewards
IHG Hotels & Resorts
VS
Neqaty
Mobily
IHG® One Rewards vs Neqaty: which loyalty program wins?
We score IHG® One Rewards and Neqaty on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.
Verdict
IHG® One Rewards is best for Frequent flyers, while Neqaty is best for Mobily subscribers.
Skip IHG® One Rewards if Anyone wanting predictable redemption costs or daily-spend earning, and skip Neqaty if Non-Mobily customers.
Overall rating
| IHG® One Rewards | Neqaty | |
|---|---|---|
| Overall rating | 3.2 / 5 | 3.1 / 5 |
| Earning | 3.0 / 5 | 3.0 / 5 |
| Redemption | 3.0 / 5 | 3.0 / 5 |
| Network | 4.0 / 5 | 4.0 / 5 |
| Ease of use | 3.0 / 5 | 3.0 / 5 |
| Expiry | 3.0 / 5 | 2.0 / 5 |
Earning structure
| IHG® One Rewards | Members earn 10 base points per USD spent at most IHG brands. Extended-stay brands (Staybridge Suites, Candlewood Suites) earn 5 points/USD. Elite tier members receive bonus points: Silver +20%, Gold +40%, Platinum +60%, Diamond +100%. Saudi users do not have access to IHG-branded credit cards - the IHG Premier and Traveler cards from Chase are US-only. Members can also earn points through Hertz car rentals (1,500 bonus + 125-500 points/day), OpenTable dining reservations, and point purchases. | |
|---|---|---|
| Neqaty | Members earn 1 Neqaty point per 1 SAR spent on Mobily services. Postpaid customers earn on monthly bill payments; prepaid customers earn on calls, SMS, and data usage. Bundle and add-on charges do not earn points. Additional points can be earned at 1,200+ partner outlets across Saudi Arabia, with bonus rates at specific partners (e.g. 1 point per 10 SAR at Resal). The Samba/SNB Mobily co-branded credit card earns 1 point per 6 SAR on retail purchases. Members can also transfer points bidirectionally with Shukran (Landmark Group) and SNB LAK (10,000 LAK points = 1,000 Neqaty points). |
Redemption structure
| IHG® One Rewards | Points redeem for hotel stays at 6,300+ IHG properties in 100+ countries. Variable point pricing applies (no published award chart since 2018) - redemption costs shift based on cash rates. Members can also use Points + Cash flexibility, transfer to 30+ airline partners (typically poor 5:1 or 10:1 ratios), redeem for gift cards, merchandise, or Hertz car rentals. Platinum and Diamond Elite members get exclusive access to promotional Reward Night discounts. IHG dropped fixed award charts in favor of variable dynamic pricing, making redemption costs less predictable than competitors. | |
|---|---|---|
| Neqaty | Points redeem for Mobily services (voice minutes, data, free credit, bill discounts) starting from low thresholds, and at 1,200+ partner outlets across Saudi Arabia for cash discounts on purchases. Cash redemption at partner stores requires a minimum 3,000-point balance, with a maximum cash discount of 1,800 SAR per partner visit. Major partners include Resal (300+ digital gift cards), Yelo car rental, and Modern Electronics Company. Redemption is processed via the Mobily app, web portal, SMS, USSD, or by sharing the registered mobile number with the cashier and confirming via OTP. |
Partner network · Tiers & status · Point expiry policy
| IHG® One Rewards | Neqaty | |
|---|---|---|
| Number of partners | 0 | 0 |
| Partners | — | — |
| Number of tiers | 5 | 0 |
| Top tier | Diamond Elite | — |
| First-tier qualification | 20,000 points | — |
| Point expiry | 12 months inactivity (reset on earn) | 18 months |