IHG® One Rewards
IHG Hotels & Resorts
VS
stc tamayouz
stc
IHG® One Rewards vs stc tamayouz: which loyalty program wins?
We score IHG® One Rewards and stc tamayouz on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.
Verdict
IHG® One Rewards is best for Frequent flyers, while stc tamayouz is best for High-spend stc customers paying > 2,000 SAR/month.
Skip IHG® One Rewards if Anyone wanting predictable redemption costs or daily-spend earning.
Overall rating
| IHG® One Rewards | stc tamayouz | |
|---|---|---|
| Overall rating | 3.2 / 5 | 2.6 / 5 |
| Earning | 3.0 / 5 | 2.0 / 5 |
| Redemption | 3.0 / 5 | 3.0 / 5 |
| Network | 4.0 / 5 | 2.0 / 5 |
| Ease of use | 3.0 / 5 | 3.0 / 5 |
| Expiry | 3.0 / 5 | 3.0 / 5 |
Earning structure
| IHG® One Rewards | Members earn 10 base points per USD spent at most IHG brands. Extended-stay brands (Staybridge Suites, Candlewood Suites) earn 5 points/USD. Elite tier members receive bonus points: Silver +20%, Gold +40%, Platinum +60%, Diamond +100%. Saudi users do not have access to IHG-branded credit cards - the IHG Premier and Traveler cards from Chase are US-only. Members can also earn points through Hertz car rentals (1,500 bonus + 125-500 points/day), OpenTable dining reservations, and point purchases. | |
|---|---|---|
| stc tamayouz | Members earn 1 Tamayouz Membership Point for every 1 SAR paid on stc bills within 28 days of bill issuance. Payments after the 28-day window do not earn points. Tier thresholds within a calendar year: Gold (7,800 points), Platinum (24,000 points), Diamond (48,000 points) |
Redemption structure
| IHG® One Rewards | Points redeem for hotel stays at 6,300+ IHG properties in 100+ countries. Variable point pricing applies (no published award chart since 2018) - redemption costs shift based on cash rates. Members can also use Points + Cash flexibility, transfer to 30+ airline partners (typically poor 5:1 or 10:1 ratios), redeem for gift cards, merchandise, or Hertz car rentals. Platinum and Diamond Elite members get exclusive access to promotional Reward Night discounts. IHG dropped fixed award charts in favor of variable dynamic pricing, making redemption costs less predictable than competitors. | |
|---|---|---|
| stc tamayouz | Tamayouz Membership Points themselves are not redeemable - they only determine tier status. Tier benefits are delivered as monthly free-service allowances managed through the "tamayouz keys" system: each member receives 100 keys per period to allocate across calls, SMS, domestic data, international minutes, GCC and international roaming data, scholarship-country call reception, ringback tones, and call screening. Diamond and Platinum members also receive free GCC and international roaming data allowances. All members get free stc tv premium subscription. Additional benefits include vanity number discounts (30% Gold, 50% Platinum, 70% Diamond), priority customer care, and bill payment extensions of 2–5 days. Members manage allocations through the mySTC app or portal. |
Partner network · Tiers & status · Point expiry policy
| IHG® One Rewards | stc tamayouz | |
|---|---|---|
| Number of partners | 0 | 0 |
| Partners | — | — |
| Number of tiers | 5 | 3 |
| Top tier | Diamond Elite | Diamond |
| First-tier qualification | 20,000 points | 7,800 SAR spend |
| Point expiry | 12 months inactivity (reset on earn) | 12 months |