Marriott Bonvoy
VS
qitaf
stc
Marriott Bonvoy vs qitaf: which loyalty program wins?
We score Marriott Bonvoy and qitaf on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.
Verdict
Marriott Bonvoy is best for Saudi-based travelers, while qitaf is best for Heavy stc users on plans that earn points + frequent partner shoppers.
Skip Marriott Bonvoy if Anyone wanting to earn through daily spend, and skip qitaf if Non-STC subscribers.
Overall rating
| Marriott Bonvoy | qitaf | |
|---|---|---|
| Overall rating | 4.1 / 5 | 3.5 / 5 |
| Earning | 4.0 / 5 | 3.0 / 5 |
| Redemption | 4.0 / 5 | 3.0 / 5 |
| Network | 5.0 / 5 | 4.0 / 5 |
| Ease of use | 4.0 / 5 | 4.0 / 5 |
| Expiry | 3.0 / 5 | 4.0 / 5 |
Earning structure
| Marriott Bonvoy | Members earn 10 base points per USD spent at most Marriott brands including Ritz-Carlton, St. Regis, JW Marriott, W, Westin, Sheraton, Le Méridien, Renaissance, Autograph, Marriott, Courtyard, Aloft, and Four Points. Earnings drop to 5 points/USD at Element, Residence Inn, TownePlace Suites, Protea, and Homes & Villas; 4 points/USD at StudioRes; and 2.5 points/USD at Marriott Executive Apartments. Elite tier members receive bonus points: Silver +10%, Gold +25%, Platinum +50%, Titanium and Ambassador +75%. Members can also earn through Hertz/Dollar/Thrifty car rentals and point purchases. | |
|---|---|---|
| qitaf | Postpaid customers earn 1 Qitaf point per 15 SAR paid against eligible portions of their bill. Tamayouz Platinum customers earn 1.5 points per 15 SAR; Tamayouz Diamond customers earn 2 points per 15 SAR. Specific Mofawtar Prime and Baity packages earn fixed monthly bonuses ranging from 10 to 35 points. Members earn 1 point per 10 SAR at most partner outlets (Yelo, Applebee's, Ocean Basket, AbdulSamad AlQurashi, and others), and varying rates at others. Travel partners include Almosafer (1 point per 20 SAR flights, 1 per 10 SAR hotels) and Flyin. Excluded from earning: VAT, device installments, direct billing services (Apple, Google, Netflix, Spotify, OSN, stc TV), roaming packages, and many add-ons. |
Redemption structure
| Marriott Bonvoy | Points redeem for hotel stays at 9,000+ Marriott properties across 143 countries. Dynamic award pricing applies - costs shift based on cash rates and demand. The 5th Night Free benefit gives the lowest-value night free on redemptions of 5+ consecutive nights - Marriott's most valuable redemption perk. Free Night Awards (from credit cards or Annual Choice Benefits) can be topped off with up to 25,000 points (increased from 15,000 in March 2026). Transfer to 40+ airline partners at 3:1 ratio (typically 60,000 Bonvoy = 25,000 miles + 5,000 bonus). Other options include gift cards, merchandise, dining experiences via Marriott Bonvoy Moments, and instant redemptions for room credits. | |
|---|---|---|
| qitaf | Points redeem at partner outlets at a rate of 5 Qitaf points = 1 SAR by sharing the registered mobile number with the cashier and confirming via OTP. Members can also pay Saudi Electricity bills with points, redeem for stc internal services (minutes, SMS, data, bill discounts), transfer to flynas naSmiles miles at 1 Qitaf = 2 miles, or use points toward flights and hotels via Almosafer and Flyin. Internal stc rewards (minutes, SMS, data) expire 1 month from issuance. Redemption is processed via the Qitaf app, mySTC app, web portal, SMS to 900, or by calling 900. The Qitaf app supports non-stc users. |
Partner network · Tiers & status · Point expiry policy
| Marriott Bonvoy | qitaf | |
|---|---|---|
| Number of partners | 0 | 0 |
| Partners | — | — |
| Number of tiers | 6 | 0 |
| Top tier | Ambassador Elite | — |
| First-tier qualification | — | — |
| Point expiry | 24 months inactivity (reset on earn) | 12 months |