Neqaty vs Radisson Rewards: which loyalty program wins?

We score Neqaty and Radisson Rewards on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

Neqaty is best for Mobily subscribers, while Radisson Rewards is best for Frequent flyers.

Skip Neqaty if Non-Mobily customers, and skip Radisson Rewards if Occasional hotel guests.

Overall rating

	Neqaty	Radisson Rewards
Overall rating	3.1 / 5	2.8 / 5
Earning	3.0 / 5	3.0 / 5
Redemption	3.0 / 5	3.0 / 5
Network	4.0 / 5	3.0 / 5
Ease of use	3.0 / 5	3.0 / 5
Expiry	2.0 / 5	2.0 / 5

Earning structure

Neqaty	Members earn 1 Neqaty point per 1 SAR spent on Mobily services. Postpaid customers earn on monthly bill payments; prepaid customers earn on calls, SMS, and data usage. Bundle and add-on charges do not earn points. Additional points can be earned at 1,200+ partner outlets across Saudi Arabia, with bonus rates at specific partners (e.g. 1 point per 10 SAR at Resal). The Samba/SNB Mobily co-branded credit card earns 1 point per 6 SAR on retail purchases. Members can also transfer points bidirectionally with Shukran (Landmark Group) and SNB LAK (10,000 LAK points = 1,000 Neqaty points).
Radisson Rewards	Members earn Radisson Rewards points on every paid stay at participating Radisson Hotel Group properties globally. Earn rates vary by tier: Club (entry, default) earns 9 points per USD spent on eligible room charges (excluding taxes and fees); Premium earns 27 points per USD; VIP earns 36 points per USD. Points also accrue on hotel incidentals charged to the room at participating properties. Members can also earn through Radisson promotional offers and the unique Discount Booster (2026) which trades fewer points for a higher instant discount (up to 20%) on the stay. Points can be purchased (up to 250,000 per year) but purchased points don't count toward elite status qualification. There are no Radisson Rewards credit cards available - co-brand cards were discontinued globally.

Redemption structure

Neqaty	Points redeem for Mobily services (voice minutes, data, free credit, bill discounts) starting from low thresholds, and at 1,200+ partner outlets across Saudi Arabia for cash discounts on purchases. Cash redemption at partner stores requires a minimum 3,000-point balance, with a maximum cash discount of 1,800 SAR per partner visit. Major partners include Resal (300+ digital gift cards), Yelo car rental, and Modern Electronics Company. Redemption is processed via the Mobily app, web portal, SMS, USSD, or by sharing the registered mobile number with the cashier and confirming via OTP.
Radisson Rewards	Points redeem for award nights at any Radisson Hotel Group property worldwide. Standard room award nights start from 9,000 points, or 5,000 points with the Points + Cash option for partial payment. There are no blackout dates on standard room redemptions. Uniquely, members still receive elite benefits (room upgrades and late checkout) when booking with points — unlike some hotel chains. Award pricing is increasingly dynamic since 2022, though some sweet spots remain on the award chart. Members can also redeem for gift cards, merchandise, travel experiences, and donations to charity. Limited airline and travel partner transfer options exist but generally offer poor value due to the compressed point value (~0.25 cents USD per point industry valuation).

Partner network · Tiers & status · Point expiry policy

	Neqaty	Radisson Rewards
Number of partners	0	0
Partners	—	—
Number of tiers	0	3
Top tier	—	VIP
First-tier qualification	—	3 stays
Point expiry	18 months	24 months inactivity (reset on earn)

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