qitaf vs Radisson Rewards: which loyalty program wins?

We score qitaf and Radisson Rewards on the same five factors — earning rate, redemption value, partner network, ease of use, and point expiry — to help you choose the right program for how you actually spend.

Verdict

qitaf is best for Heavy stc users on plans that earn points + frequent partner shoppers, while Radisson Rewards is best for Frequent flyers.

Skip qitaf if Non-STC subscribers, and skip Radisson Rewards if Occasional hotel guests.

Overall rating

	qitaf	Radisson Rewards
Overall rating	3.5 / 5	2.8 / 5
Earning	3.0 / 5	3.0 / 5
Redemption	3.0 / 5	3.0 / 5
Network	4.0 / 5	3.0 / 5
Ease of use	4.0 / 5	3.0 / 5
Expiry	4.0 / 5	2.0 / 5

Earning structure

qitaf	Postpaid customers earn 1 Qitaf point per 15 SAR paid against eligible portions of their bill. Tamayouz Platinum customers earn 1.5 points per 15 SAR; Tamayouz Diamond customers earn 2 points per 15 SAR. Specific Mofawtar Prime and Baity packages earn fixed monthly bonuses ranging from 10 to 35 points. Members earn 1 point per 10 SAR at most partner outlets (Yelo, Applebee's, Ocean Basket, AbdulSamad AlQurashi, and others), and varying rates at others. Travel partners include Almosafer (1 point per 20 SAR flights, 1 per 10 SAR hotels) and Flyin. Excluded from earning: VAT, device installments, direct billing services (Apple, Google, Netflix, Spotify, OSN, stc TV), roaming packages, and many add-ons.
Radisson Rewards	Members earn Radisson Rewards points on every paid stay at participating Radisson Hotel Group properties globally. Earn rates vary by tier: Club (entry, default) earns 9 points per USD spent on eligible room charges (excluding taxes and fees); Premium earns 27 points per USD; VIP earns 36 points per USD. Points also accrue on hotel incidentals charged to the room at participating properties. Members can also earn through Radisson promotional offers and the unique Discount Booster (2026) which trades fewer points for a higher instant discount (up to 20%) on the stay. Points can be purchased (up to 250,000 per year) but purchased points don't count toward elite status qualification. There are no Radisson Rewards credit cards available - co-brand cards were discontinued globally.

Redemption structure

qitaf	Points redeem at partner outlets at a rate of 5 Qitaf points = 1 SAR by sharing the registered mobile number with the cashier and confirming via OTP. Members can also pay Saudi Electricity bills with points, redeem for stc internal services (minutes, SMS, data, bill discounts), transfer to flynas naSmiles miles at 1 Qitaf = 2 miles, or use points toward flights and hotels via Almosafer and Flyin. Internal stc rewards (minutes, SMS, data) expire 1 month from issuance. Redemption is processed via the Qitaf app, mySTC app, web portal, SMS to 900, or by calling 900. The Qitaf app supports non-stc users.
Radisson Rewards	Points redeem for award nights at any Radisson Hotel Group property worldwide. Standard room award nights start from 9,000 points, or 5,000 points with the Points + Cash option for partial payment. There are no blackout dates on standard room redemptions. Uniquely, members still receive elite benefits (room upgrades and late checkout) when booking with points — unlike some hotel chains. Award pricing is increasingly dynamic since 2022, though some sweet spots remain on the award chart. Members can also redeem for gift cards, merchandise, travel experiences, and donations to charity. Limited airline and travel partner transfer options exist but generally offer poor value due to the compressed point value (~0.25 cents USD per point industry valuation).

Partner network · Tiers & status · Point expiry policy

	qitaf	Radisson Rewards
Number of partners	0	0
Partners	—	—
Number of tiers	0	3
Top tier	—	VIP
First-tier qualification	—	3 stays
Point expiry	12 months	24 months inactivity (reset on earn)

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